{"id":7075,"date":"2022-01-15T07:59:00","date_gmt":"2022-01-14T23:59:00","guid":{"rendered":"http:\/\/www.tour-beijing.com\/blog\/?p=7075"},"modified":"2022-01-15T23:42:45","modified_gmt":"2022-01-15T15:42:45","slug":"how-to-use-atm-in-china","status":"publish","type":"post","link":"https:\/\/www.tour-beijing.com\/blog\/beijing-travel\/beijing-tour-reviews\/how-to-use-atm-in-china","title":{"rendered":"How to use ATM in China (Tips &#038; Notices)"},"content":{"rendered":"\n<p>Plan your <a href=\"https:\/\/www.tour-beijing.com\/china-tours\/\" target=\"_blank\" rel=\"noreferrer noopener\">China tour<\/a>? Generally speaking, China is a very ATM friendly country, especially in the large cities such as Beijing, Shanghai, Guangzhou, Hongkong, Macao and the list can be much longer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to use ATMs in China?<\/h2>\n\n\n\n<p>Most of the local ATMs machines accept Visa and Master. CITIBANK card and HSBC are also very popular in China because Citibank and HSBC have an agreement with UnionPay.<\/p>\n\n\n\n<p>For other cards, you may check the ATMs you are going to use and see if&nbsp;they have the logos and signs for your credit cards.<\/p>\n\n\n\n<p>These are some useful ideas and tips when you are thinking of using ATM in China. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cash your money through ATMs <\/h2>\n\n\n\n<p>It is a good idea to get most of cash you are going to use\u00a0in China through ATMs by using your\u00a0credit card or debit cards, and don&#8217;t be bothered with great amount of cash\u00a0before your departure carrying\u00a0from your home country.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Inform your credit card company <\/h2>\n\n\n\n<p>Don\u2019t forget to inform your credit card company that you\u2019ll be\u00a0visiting China\u00a0or oversea so they don\u2019t block your purchases.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Keep copies of your cards<\/h2>\n\n\n\n<p>Scan your cards (front and back), keep\u00a0emergency numbers separately in case you lose your credit cards.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Take some home-currency cash with you  <\/h2>\n\n\n\n<p>You ought to\u00a0take some home-currency cash with you to exchange at the airport or your hotel upon arrival for taxis or other small expenses, mainly in case\u00a0that ATMs don\u2019t work or run out of money. Takes one ATM card and possibly a back-up.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Major ATMs of the local banks in China <\/h2>\n\n\n\n<p>The major ATMs of the local banks in China include Bank of China, Merchants Bank, Industrial and Commercial Bank of China, China\u00a0Construction Bank and China Agriculture Bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">VISA and MasterCard debit cards  <\/h2>\n\n\n\n<p>VISA and MasterCard debit cards work in most Bank of China ATMs. For the\u00a0ATMs of the other major banks, please look for a network symbol on the machine that matches a network symbol on the back of your card. <\/p>\n\n\n\n<p>CITIBANK card and HSBC card can work in most ATM in China because Citibank and HSBC have an agreement with UnionPay.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Most Atms distribute the foreign languages <\/h2>\n\n\n\n<p>6. Most Atms distribute the foreign languages including Chinese(simplified), Chinese(traditional), English, French, Spanish, Portuguese\u2026<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Chinese Currency<\/h2>\n\n\n\n<p>Most Chinese banks distribute 100 yuan note(You can withdraw 100 yuan minimum.). Check out \u201c<a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/beijing-travel\/beijing-tour-reviews\/how-to-recognise-chinese-currency\" target=\"_blank\">How to recognize Chinese currency?<\/a>\u201c.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Transaction fees may be different <\/h2>\n\n\n\n<p>Most ATM cards issued by major networks can be used in China,\u00a0transaction fees may be different though, most charge around RMB20 or RMB30 for a one time transaction of RMB2500.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">ATM Debit card &amp; Credit Card <\/h2>\n\n\n\n<p>If you are using an ATM Debit card, usually the charges are comparable to drawing money in your own country. If you are using a Credit Card, it\u00a0can be extremely expensive depending on your bank and how long you take to pay back the money.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Keep your ATM receipts <\/h2>\n\n\n\n<p>Keep your ATM receipts so you can re-exchange your Chinese currency\u00a0back for your\u00a0home currency on your way out.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">China is safe<\/h2>\n\n\n\n<p>Basically taking cash out of the ATMs in China is very safe. But still be vigilant.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Further Readings<\/h2>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/top_10_must_see_places_in_china\/\" target=\"_blank\">Top 10 Places to Visit in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/plan-china-trip\/what-to-bring-for-china-trip\" target=\"_blank\">How to Pack for your China Trip<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/beijing-travel\/beijing-tour-reviews\/plugs-and-sockets-in-china\" target=\"_blank\">Plugs and Sockets in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/china-tours\/\" target=\"_blank\">China Tour Packages<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/beijing_travel\/Chinese_Phrases_for_travelers.php\" target=\"_blank\">Learning Useful Chinese Phrases for Travellers&nbsp;<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/beijing-travel\/beijing-tour-reviews\/how-to-recognise-chinese-currency\" target=\"_blank\">How to Recognise Chinese Currency<\/a><\/p>\n\n\n\n<p><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/china-top-10\/top-10-china-experiences\/\" target=\"_blank\">Top 10 Travel Experiences in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/10-most-scenic-drives-in-china\" target=\"_blank\">10 Most Scenic Drives in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/china-top-10\/chinas-top-10-most-beautiful-mountains\/\" target=\"_blank\">Top 10 Most Beautiful Mountains in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/china-top-10\/the-top-10-most-beautiful-lakes-in-china\/\" target=\"_blank\">Top 10 Most Beautiful Lakes in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/china-top-10\/top-10-most-beautiful-grasslands-in-china\/\" target=\"_blank\">Top 10 Most Beautiful Grasslands in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/china-top-10\/the-most-beautiful-rivers-in-china\/\" target=\"_blank\">Top 10 Most Beautiful Rivers in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/china-top-10\/the-most-beautiful-waterfalls-in-china\/\" target=\"_blank\">Top 10 most beautiful waterfalls in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/china-top-10\/top-10-places-to-see-autumn-leaves-in-china\/\" target=\"_blank\">Top 10 Places to See Autumn Leaves in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/china-top-10\/top-10-most-beautiful-villages-in-china\/\" target=\"_blank\">Top 10 Most Beautiful Villages in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/china-top-10\/top-10-old-towns-in-china\/\" target=\"_blank\">Top 10 Most Beautiful old towns in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/the-10-most-beautiful-museums-in-china\" target=\"_blank\">Top 10 Most Beautiful Museums in China<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/china-top-10\/top-10-china-tourist-scams-the-worst-tacky-tourist-traps-in-china\" target=\"_blank\">Top 10 China Tourist Scams<\/a><br \/><a rel=\"noreferrer noopener\" href=\"https:\/\/www.tour-beijing.com\/blog\/china-travel\/china-top-10\/top-10-souvenirs-in-china\" target=\"_blank\">Top 10 Souvenirs in China<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Plan your China tour? Generally speaking, China is a very ATM friendly country, especially in the large cities such as Beijing, Shanghai, Guangzhou, Hongkong, Macao and the list can be much longer. How to use ATMs in China? Most of the local ATMs machines accept Visa and Master. CITIBANK card and HSBC are also very&#8230;<\/p>\n","protected":false},"author":38,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20,1467,40,37],"tags":[1470,1471],"class_list":["post-7075","post","type-post","status-publish","format-standard","hentry","category-beijing-tour-reviews","category-plan-china-trip","category-shanghai-travel","category-xian-attractions-tips","tag-atms-at-beijiing-airport","tag-atms-at-in-china"],"_links":{"self":[{"href":"https:\/\/www.tour-beijing.com\/blog\/wp-json\/wp\/v2\/posts\/7075"}],"collection":[{"href":"https:\/\/www.tour-beijing.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tour-beijing.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tour-beijing.com\/blog\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tour-beijing.com\/blog\/wp-json\/wp\/v2\/comments?post=7075"}],"version-history":[{"count":7,"href":"https:\/\/www.tour-beijing.com\/blog\/wp-json\/wp\/v2\/posts\/7075\/revisions"}],"predecessor-version":[{"id":30474,"href":"https:\/\/www.tour-beijing.com\/blog\/wp-json\/wp\/v2\/posts\/7075\/revisions\/30474"}],"wp:attachment":[{"href":"https:\/\/www.tour-beijing.com\/blog\/wp-json\/wp\/v2\/media?parent=7075"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tour-beijing.com\/blog\/wp-json\/wp\/v2\/categories?post=7075"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tour-beijing.com\/blog\/wp-json\/wp\/v2\/tags?post=7075"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}